Terms of Service

1. Introduction and Acceptance

These Terms of Service ("Terms") govern your use of the website shortoasfo.top and services provided by shortoasfo B.V. ("Company," "we," "our," or "us"). By accessing our website or using our services, you agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our website or services. We reserve the right to modify these Terms at any time, and your continued use constitutes acceptance of any changes.

2. Services Description

shortoasfo provides professional finance and legal services including but not limited to:

• Financial consulting and advisory services
• Legal advisory and consultation
• Tax planning and compliance services
• Business formation and corporate advisory
• Investment advisory services
• Regulatory compliance consulting

Specific services will be detailed in individual service agreements or engagement letters. Our website serves as an informational platform and initial point of contact for our professional services.

3. User Obligations and Acceptable Use

3.1 General Obligations

When using our website and services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of any account credentials
• Use our services only for lawful purposes
• Respect intellectual property rights
• Comply with all applicable laws and regulations

3.2 Prohibited Activities

You must not:

• Use our services for illegal or unauthorised purposes
• Attempt to gain unauthorised access to our systems
• Transmit viruses, malware, or harmful code
• Interfere with the proper functioning of our website
• Impersonate others or provide false information
• Violate any applicable laws or regulations

4. Professional Relationship and Engagement

4.1 No Attorney-Client Relationship

Visiting our website or making initial contact does not create an attorney-client relationship or professional engagement. Such relationships are established only through formal engagement letters or service agreements.

4.2 Confidentiality

While we respect the confidentiality of information shared with us, formal confidentiality protections apply only after a professional relationship is established through appropriate agreements.

4.3 Professional Standards

Our services are provided in accordance with applicable professional standards and regulatory requirements in the Netherlands and European Union.

5. Intellectual Property Rights

5.1 Our Content

All content on our website, including text, graphics, logos, images, and software, is owned by shortoasfo B.V. or our licensors and is protected by copyright, trademark, and other intellectual property laws.

5.2 Limited Licence

We grant you a limited, non-exclusive, non-transferable licence to access and use our website for its intended purpose. This licence does not include rights to:

• Reproduce, distribute, or modify our content
• Use our content for commercial purposes without permission
• Create derivative works based on our content
• Remove copyright or proprietary notices

5.3 User Content

Any information or content you provide to us may be used to improve our services and fulfill our professional obligations, subject to applicable confidentiality requirements.

6. Disclaimers and Warranties

6.1 Website Disclaimer

Our website and its content are provided "as is" without warranties of any kind. We do not guarantee that our website will be error-free, uninterrupted, or free from viruses or other harmful components.

6.2 Information Disclaimer

Information on our website is for general informational purposes only and does not constitute professional advice. You should not rely on this information without seeking appropriate professional consultation.

6.3 No Investment Advice

Nothing on our website constitutes investment advice or recommendations. All investment decisions should be made based on your individual circumstances and professional consultation.

7. Limitation of Liability

7.1 General Limitations

To the maximum extent permitted by law, shortoasfo B.V. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

7.2 Maximum Liability

Our total liability for any claims arising from our website or services shall not exceed the amount paid by you for the specific services giving rise to the claim.

7.3 Professional Services

Liability limitations for professional services will be detailed in specific engagement letters or service agreements, subject to applicable professional standards and regulations.

8. Indemnification

You agree to indemnify and hold harmless shortoasfo B.V., its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of our website or services
• Your violation of these Terms
• Your violation of applicable laws or regulations
• Your infringement of third-party rights

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Please review our Privacy Policy to understand how we collect, use, and protect your personal information in compliance with GDPR and Dutch data protection laws.

10. Termination

10.1 Termination Rights

We reserve the right to terminate or suspend your access to our website at any time, without notice, for conduct that we believe violates these Terms or is harmful to our interests or other users.

10.2 Effect of Termination

Upon termination, your right to use our website ceases immediately. Provisions of these Terms that by their nature should survive termination shall remain in effect.

10.3 Professional Services

Termination of professional service relationships will be governed by specific engagement agreements and applicable professional standards.

11. Governing Law and Jurisdiction

11.1 Applicable Law

These Terms are governed by and construed in accordance with the laws of the Netherlands, without regard to conflict of law principles.

11.2 Jurisdiction

Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the competent courts in the Netherlands.

11.3 EU Regulations

Where applicable, EU regulations and directives shall also apply to our services and these Terms.

12. Dispute Resolution

12.1 Informal Resolution

Before initiating formal proceedings, we encourage you to contact us directly to resolve any disputes informally. Please contact us at legal@shortoasfo.top.

12.2 Mediation

If informal resolution is unsuccessful, disputes may be submitted to mediation before pursuing litigation, where appropriate and agreed upon by both parties.

12.3 Professional Disputes

Disputes relating to professional services may be subject to specific professional dispute resolution procedures as outlined in engagement agreements.

13. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms due to circumstances beyond our reasonable control, including but not limited to:

• Natural disasters or acts of God
• Government actions or regulations
• War, terrorism, or civil unrest
• Labour strikes or disputes
• Technical failures or cyber attacks
• Pandemic or public health emergencies

14. Severability and Waiver

14.1 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14.2 Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

15. Entire Agreement and Modifications

15.1 Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and shortoasfo B.V. regarding your use of our website.

15.2 Modifications

We reserve the right to modify these Terms at any time. Material changes will be communicated through our website or direct notification. Continued use of our services constitutes acceptance of modified Terms.

15.3 Professional Services

Specific professional services will be governed by separate engagement letters or agreements that supplement these general Terms.

16. Contact Information

If you have questions about these Terms of Service, please contact us: